In order for restoration to be successful it is essential that targeted emergency measures are actioned immediately.
Emergency measures that are swiftly initiated and professionally implemented are decisive for further restoration of buildings and inventory stock. Important: the duty to minimise damages applies to each party affected by the damage, pursuant to insurance law.
Emergency measures to
mitigate damage include:
Avoid further damage:
- Switch off the main water inlet valve or stopcock for the home
- Shut down affected appliances and production facilities
- Suspend the power supply (activate the ground fault circuit interrupter)
Clear standing water
For large amounts of water, notify the fire brigade and pump out or extract the water.
Avoid the water spreading
- Protect plant components and equipment from water
- Secure non-affected areas from becoming polluted by any transmitted dirt
NEVER conduct operating tests on electrical equipment yourself under any circumstances!
The mibag team will manage
every else promptly:
- Extract standing water
- Transfer mobile appliances and equipment to non-affected areas
- Remove debris and mud immediately (mud dries as hard as concrete)
- Take steps to recover data
- Lower air humidity levels by implementing dehumidification systems (reducing the risk of corrosion)
- Where there is a risk of frost heat the rooms so that the walls cannot freeze (potentially using a scaffold frame for façades with tarpaulins and then heating with hot air)
- Conduct a preliminary clean of facilities and equipment to remove dirt and install temporary anti-corrosion protection
Inform
insurance provider:
if the insurance provider is to pay for the damage this must be reported immediately.
In principle we can differentiate between three types of insurance:
Buildings insurance
Mandatory for all homeowners. Alongside the damages to the basic structure of the privately owned home, it also covers all the damage to fixed parts connected to the building (e.g. interior and external doors, windows, painting, wallpaper, ceiling and wall coverings, affixed floor coverings, bath, washbasins, etc.). Clearing and demolition work as well as disposal costs regarding the building are insured up to a maximum limit (= insured amount) that is defined on a case-by-case basis. You can find a more detailed list or classification under the ‘Grouping notes’ section of your insurance policy.
Household insurance, contents insurance
In the event of damage occurring, household insurance, or contents insurance in a commercial setting, mitigates the costs of replacement or restoration of furnishings and household effects or commercial and technical facilities, according to the scope of the cover.